Terms & Conditions

CFC Auto Finance is a Canadian-based auto finance company offering vehicle refinancing and leasing solutions. All services are subject to credit approval and availability. CFC Auto Finance does not guarantee loan approval or specific financing terms.

By using this website, submitting your information online or by phone, or otherwise interacting with CFC Auto Finance, you agree that your personal and financial information may be shared with affiliated lenders, financial institutions, and dealerships to facilitate the loan or lease process.

Credit checks performed through Equifax may impact your credit score. We may request your Social Insurance Number (SIN), driver’s license, proof of income, and other sensitive documents to verify your identity and assess creditworthiness.

CFC Auto Finance assumes no liability for delays, denials, technical issues, or damages arising from your use of this site or services. Use of this website is entirely at your own risk. Users must be at least 18 years of age to apply or access financing services.

1. Acceptance of Terms
By accessing the website of CFC Auto Finance or applying via phone or online, you agree to be legally bound by these Terms and Conditions and our Privacy Policy. If you do not agree, do not use this site.
2. Eligibility
You must be at least 18 years of age and a Canadian resident to apply. CFC Auto Finance reserves the right to decline or terminate applications at its sole discretion.
3. Consent to Credit Check
By submitting an application, you expressly consent to a hard credit inquiry through Equifax and acknowledge that this may affect your credit score. This authorization extends to lenders and affiliates connected to your application.
4. Information Accuracy
You certify that all information provided is accurate and complete. Providing false or misleading information may result in immediate rejection or legal action.
5. Data Sharing and Third Parties
Your information may be shared with:

• Lending partners and financial institutions

• Licensed dealerships and vehicle vendors

• Government regulatory bodies (if required)
  By applying, you authorize this sharing for the purpose of securing financing, identity verification, and compliance.

6. Limitation of Liability
To the fullest extent permitted by law, CFC Auto Finance shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of this site or services.
7. No Guarantee of Approval
Submitting an application does not guarantee approval. All financing offers are conditional upon creditworthiness, income verification, and third-party lender requirements.
8. Arbitration and Governing Law
Any disputes shall be resolved via binding arbitration in the province of Alberta, under Canadian law. You waive your right to class actions or court trials.

CFC Auto Finance
Head office: Edmonton, Alberta
Phone: (780) 456-1449
email: team@credtifixcars.ca